product

markets

method

2504 Lafayette St, Saint Joseph, MO 64507 — $39,999 · 2bd · ~3.4% rule | OnePercent

2504 Lafayette St, Saint Joseph, MO 64507

$39,999

Home·Saint Joseph 64507·2504 Lafayette St, Saint Joseph, MO 64507

Confirmed in the last few hours

2504 Lafayette St, Saint Joseph, MO 64507

2 bd · 1 ba · 1,032 sqft · built 1905 · Saint Joseph · SINGLE_FAMILY·source listing ↗

$39,999

rent, three ways

OnePercent model (vv1)$1,351/mo

point estimate — add comps for a band

HUD Fair Market Rent · 64507 · 2BR

$1,110/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Buchanan

Flood risk indexRelatively Moderate FEMA NRI

Median household income$61,158

Median area rent$883/mo

Median home value$140,300

the verdict

3.38%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$39,999

3.38% · rent $1,351

Intrinsic value · income approach

$141,632

72% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.