407 E 5th St, Shelbyville, MO 63469

2 bd · 0.5 ba · 1,008 sqft · built 1900 · Shelbyville · SINGLE_FAMILY·source listing ↗

$112,000

rent, three ways

OnePercent model (vv1)$1,728/mo

point estimate — add comps for a band

HUD Fair Market Rent · 63469 · 2BR$1,280/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Shelby

Flood risk indexRelatively Moderate FEMA NRI

Median household income$55,625

Median area rent$600/mo

Median home value$120,000

the verdict

1.54%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$112,000

1.54% · rent $1,728

Intrinsic value · income approach

$115,419

3% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.