1966 N Lowber St, Decatur, IL 62526

2 bd · 1 ba · 672 sqft · built 1949 · Decatur · SINGLE_FAMILY·source listing ↗

$39,900

rent, three ways

OnePercent model (vv1)$900/mo

point estimate — add comps for a band

HUD Fair Market Rent · 62526 · 2BR$1,100/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Macon

Flood risk indexRelatively High FEMA NRI

Median household income$49,062

Median area rent$833/mo

Median home value$95,100

the verdict

2.26%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$39,900

2.26% · rent $900

Intrinsic value · income approach

$77,202

48% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.