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946 N University Ave, Decatur, IL 62522 — $25,000 · 2bd · ~3.9% rule | OnePercent

946 N University Ave, Decatur, IL 62522

$25,000

Home·Decatur 62522·946 N University Ave, Decatur, IL 62522

Confirmed in the last few hours

946 N University Ave, Decatur, IL 62522

2 bd · 1 ba · 777 sqft · built 1942 · Decatur · SINGLE_FAMILY·source listing ↗

$25,000

rent, three ways

OnePercent model (vv1)$972/mo

point estimate — add comps for a band

HUD Fair Market Rent · 62522 · 2BR$1,040/mo

Area comps median (last 90d)—

Area comps median (last 90d)

\u2014

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Macon

Flood risk indexRelatively Moderate FEMA NRI

Median household income$50,669

Median area rent$794/mo

Median home value$113,600

the verdict

3.89%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$25,000

3.89% · rent $972

Intrinsic value · income approach

$74,716

67% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.