1043 4th Ave, Rochester, MN 55904

2 bd · 1 ba · 1,676 sqft · built 1933 · Rochester · SINGLE_FAMILY·source listing ↗

$229,000

rent, three ways

OnePercent model (vv1)$2,319/mo

point estimate — add comps for a band

HUD Fair Market Rent · 55904 · 2BR$1,410/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Olmsted

Flood risk indexRelatively High FEMA NRI

Median household income$77,016

Median area rent$1,304/mo

Median home value$253,600

the verdict

1.01%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$229,000

1.01% · rent $2,319

Intrinsic value · income approach

$316,697

28% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.