219 N 4th St, Osage, IA 50461

2 bd · 1 ba · 842 sqft · built 1915 · Osage · SINGLE_FAMILY·source listing ↗

$104,500

rent, three ways

OnePercent model (vv1)$1,450/mo

point estimate — add comps for a band

HUD Fair Market Rent · 50461 · 2BR$920/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Mitchell

Flood risk indexRelatively High FEMA NRI

Median household income$68,886

Median area rent$722/mo

Median home value$180,400

the verdict

1.39%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$104,500

1.39% · rent $1,450

Intrinsic value · income approach

$158,455

34% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.