340 W Cardinal St, Garner, IA 50438

3 bd · 2 ba · 1,392 sqft · built 2008 · Garner · SINGLE_FAMILY·source listing ↗

$325,000

rent, three ways

OnePercent model (vv1)$2,001/mo

point estimate — add comps for a band

HUD Fair Market Rent · 50438 · 3BR$1,170/mo

Area comps median (last 90d)—

Area comps median (last 90d)

\u2014

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Hancock

Flood risk indexRelatively High FEMA NRI

Median household income$70,350

Median area rent$744/mo

Median home value$197,600

the verdict

0.62%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$325,000

0.62% · rent $2,001

Intrinsic value · income approach

$291,696

11% above intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.