514 Howard St, Niles, MI 49120

5 bd · 2.5 ba · 1,864 sqft · built 1928 · Niles · SINGLE_FAMILY·source listing ↗

$59,000

rent, three ways

OnePercent model (vv1)$2,311/mo

point estimate — add comps for a band

HUD Fair Market Rent · 49120 · 5BR—

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Berrien

Flood risk indexRelatively Moderate FEMA NRI

Median household income$65,148

Median area rent$906/mo

Median home value$178,400

the verdict

3.92%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$59,000

3.92% · rent $2,311

Intrinsic value · income approach

$290,040

80% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.