213 E Oak St, Saint Charles, MI 48655

2 bd · 1 ba · 900 sqft · built 1966 · Saint Charles · SINGLE_FAMILY·source listing ↗

$33,900

rent, three ways

OnePercent model (vv1)$1,552/mo

point estimate — add comps for a band

HUD Fair Market Rent · 48655 · 2BR$970/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Saginaw

Flood risk indexRelatively Low FEMA NRI

Median household income$66,115

Median area rent$581/mo

Median home value$175,700

the verdict

4.58%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$33,900

4.58% · rent $1,552

Intrinsic value · income approach

$117,113

71% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.