12785 Cloverlawn St, Detroit, MI 48238

3 bd · 1 ba · 1,440 sqft · built 1924 · Detroit · SINGLE_FAMILY·source listing ↗

$39,000

rent, three ways

OnePercent model (vv1)$1,365/mo

point estimate — add comps for a band

HUD Fair Market Rent · 48238 · 3BR$1,420/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Wayne

Flood risk indexRelatively Low FEMA NRI

Median household income$33,315

Median area rent$1,010/mo

Median home value$64,800

the verdict

3.50%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$39,000

3.50% · rent $1,365

Intrinsic value · income approach

$92,755

58% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.