1323 W Sample St, South Bend, IN 46619

2 bd · 1 ba · 836 sqft · built 1880 · South Bend · SINGLE_FAMILY·source listing ↗

$34,900

rent, three ways

OnePercent model (vv1)$1,210/mo

point estimate — add comps for a band

HUD Fair Market Rent · 46619 · 2BR

$1,190/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

St. Joseph

Flood risk indexRelatively Low FEMA NRI

Median household income$48,081

Median area rent$993/mo

Median home value$105,400

the verdict

3.47%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$34,900

3.47% · rent $1,210

Intrinsic value · income approach

$122,368

71% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.