4052 E Main St, Ottawa, OH 45875

3 bd · 2 ba · 1,332 sqft · built 1960 · Ottawa · SINGLE_FAMILY·source listing ↗

$180,000

rent, three ways

OnePercent model (vv1)$1,956/mo

p10–p90 confidence band

HUD Fair Market Rent · 45875 · 3BR

$1,210/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Putnam

Flood risk indexRelatively Moderate FEMA NRI

Median household income$93,144

Median area rent$772/mo

Median home value$229,800

the verdict

1.09%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$180,000

1.09% · rent $1,956

Intrinsic value · income approach

$245,696

27% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.