61 Joy Dr, Sterrett, AL 35147

4 bd · 3 ba · 2,764 sqft · built 2026 · Sterrett · SINGLE_FAMILY·source listing ↗

$210,000

rent, three ways

OnePercent model (vv1)$3,178/mo

p10–p90 confidence band

HUD Fair Market Rent · 35147 · 4BR$2,590/mo

Area comps median (last 90d)—

Area comps median (last 90d)

\u2014

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Shelby

Flood risk indexRelatively High FEMA NRI

Median household income$91,739

Median area rent$1,226/mo

Median home value$317,300

the verdict

1.51%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$210,000

1.51% · rent $3,178

Intrinsic value · income approach

$447,161

53% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.