305 Virginia Ave, Albany, GA 31705

3 bd · 2 ba · 3,200 sqft · built 1954 · Albany · SINGLE_FAMILY·source listing ↗

$75,000

rent, three ways

OnePercent model (vv1)$2,551/mo

wide honest range — HUD/comp anchors · $300–$2,551

HUD Fair Market Rent · 31705 · 3BR$1,380/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Dougherty

Flood risk indexRelatively High FEMA NRI

Median household income$42,972

Median area rent$871/mo

Median home value$102,900

the verdict

3.40%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$75,000

3.40% · unverified

Intrinsic value · income approach

$192,325

61% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.