106 E Division St, Oxford, MD 21654

4 bd · 4 ba · 2,986 sqft · built 1940 · Oxford · SINGLE_FAMILY·source listing ↗

$1,849,000

rent, three ways

OnePercent model (vv1)$4,336/mo

p10–p90 confidence band

HUD Fair Market Rent · 21654 · 4BR

$2,390/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Talbot

Flood risk indexRelatively Moderate FEMA NRI

Median household income$82,772

Median area rent—

Median home value$840,000

the verdict

0.23%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$1,849,000

0.23% · rent $4,336

Intrinsic value · income approach

$1,849,000

0% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.