109 Apple St, Clearfield, PA 16830

3 bd · 1 ba · 912 sqft · built 1967 · Clearfield · SINGLE_FAMILY·source listing ↗

$74,900

rent, three ways

OnePercent model (vv1)$1,707/mo

p10–p90 confidence band

HUD Fair Market Rent · 16830 · 3BR

$1,290/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Clearfield

Flood risk indexRelatively Moderate FEMA NRI

Median household income$58,304

Median area rent$752/mo

Median home value$130,300

the verdict

2.28%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$74,900

2.28% · rent $1,707

Intrinsic value · income approach

$142,917

48% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.