5074 S Ripley Rd, Ripley, NY 14775

3 bd · 2 ba · 1,680 sqft · built 2002 · Ripley · SINGLE_FAMILY·source listing ↗

$499,900

rent, three ways

OnePercent model (vv1)$2,340/mo

p10–p90 confidence band

HUD Fair Market Rent · 14775 · 3BR

$1,280/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Chautauqua

Flood risk indexRelatively Low FEMA NRI

Median household income$49,961

Median area rent$677/mo

Median home value$113,600

the verdict

0.47%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$499,900

0.47% · rent $2,340

Intrinsic value · income approach

$245,609

104% above intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.