45 Morrison Ave, Rochester, NY 14623

3 bd · 1 ba · 1,144 sqft · built 1966 · Rochester · SINGLE_FAMILY·source listing ↗

$189,900

rent, three ways

OnePercent model (vv1)$2,445/mo

p10–p90 confidence band

HUD Fair Market Rent · 14623 · 3BR$2,100/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Monroe

Flood risk indexRelatively Moderate FEMA NRI

Median household income$65,342

Median area rent$1,311/mo

Median home value$181,300

the verdict

1.29%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$189,900

1.29% · rent $2,445

Intrinsic value · income approach

$231,560

18% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.