106 County Highway 4, Hudson, NY 13859

2 bd · 2 ba · 1,540 sqft · built 1900 · Hudson · SINGLE_FAMILY·source listing ↗

$69,787

rent, three ways

OnePercent model (vv1)$2,217/mo

wide honest range — HUD/comp anchors · $279–$2,217

HUD Fair Market Rent · 13859 · 2BR$1,120/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Otsego

Flood risk indexRelatively Low FEMA NRI

Median household income$53,846

Median area rent—

Median home value—

the verdict

3.18%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$69,787

3.18% · unverified

Intrinsic value · income approach

$86,676

19% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.