854 County Highway 2, Unadilla, NY 13849

1 ba · 1,656 sqft · built 1900 · Unadilla · SINGLE_FAMILY·source listing ↗

$99,900

rent, three ways

OnePercent model (vv1)$1,467/mo

p10–p90 confidence band

HUD Fair Market Rent · 13849 · $810/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Otsego

Flood risk indexRelatively Moderate FEMA NRI

Median household income$57,917

Median area rent$857/mo

Median home value$137,400

the verdict

1.47%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$99,900

1.47% · rent $1,467

Intrinsic value · income approach

$158,376

37% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.