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1013 N Umberland St, Morristown, NY 13664 — $135,000 · 3bd · ~1.5% rule | OnePercent

1013 N Umberland St, Morristown, NY 13664

$135,000

Home·Morristown 13664·1013 N Umberland St, Morristown, NY 13664

Last confirmed 3 days ago

1013 N Umberland St, Morristown, NY 13664

3 bd · 1 ba · 1,240 sqft · built 1910 · Morristown · SINGLE_FAMILY·source listing ↗

$135,000

rent, three ways

OnePercent model (vv1)$2,012/mo

p10–p90 confidence band

HUD Fair Market Rent · 13664 · 3BR

$1,680/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

St. Lawrence

Flood risk indexRelatively Low FEMA NRI

Median household income$78,750

Median area rent$1,125/mo

Median home value$163,600

the verdict

1.49%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$135,000

1.49% · rent $2,012

Intrinsic value · income approach

$359,634

62% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.