26 Willow Pl, Middletown, NY 10940

3 bd · 1.5 ba · 1,316 sqft · built 1956 · Middletown · SINGLE_FAMILY·source listing ↗

$239,000

rent, three ways

OnePercent model (vv1)$2,659/mo

p10–p90 confidence band

HUD Fair Market Rent · 10940 · 3BR

$2,600/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Orange

Flood risk indexRelatively High FEMA NRI

Median household income$87,080

Median area rent$1,673/mo

Median home value$336,500

the verdict

1.11%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$239,000

1.11% · rent $2,659

Intrinsic value · income approach

$379,969

37% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.