231 W 148th St, Manhattan, NY 10039

3 bd · 1.5 ba · built 1920 · Manhattan · COOP·source listing ↗

$550,000

rent, three ways

OnePercent model (vv1)$3,909/mo

p10–p90 confidence band

HUD Fair Market Rent · 10039 · 3BR$3,120/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

New York

Flood risk indexRelatively Low FEMA NRI

Median household income$45,371

Median area rent$1,200/mo

Median home value$497,600

the verdict

0.71%vs 0.7% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$550,000

0.71% · rent $3,909

Intrinsic value · income approach

$717,228

23% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.