207 W 144th St, New York, NY 10030

3 bd · 1.5 ba · 1,100 sqft · built 1921 · New York · COOP·source listing ↗

$450,000

rent, three ways

OnePercent model (vv1)$4,042/mo

point estimate — add comps for a band

HUD Fair Market Rent · 10030 · 3BR$3,120/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

New York

Flood risk indexRelatively Moderate FEMA NRI

Median household income$39,802

Median area rent$1,282/mo

Median home value$844,000

the verdict

0.90%vs 0.7% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$450,000

0.90% · rent $4,042

Intrinsic value · income approach

$798,057

44% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.