Search Markets Shelf Playbook

product

Search
Markets
Shelf
Playbook
Pricing
Terminal ↗

markets

Los Angeles
Houston
Atlanta
Tampa
Columbus
Memphis
Cleveland
San Antonio

method

The 1% rule
Buy & Hold
BRRRR
Comps
Deal calculator
How the model works

© 2026 OnePercent · Estimates carry bands, never promises.the line

42 N York St, Paterson, NJ 07524 — $489,999 · 5bd · ~0.6% rule | OnePercent

42 N York St, Paterson, NJ 07524

$489,999

Overview Financials Comps Location Analysis Calculator Nearby Risk Neighborhood Market

Home·Paterson 07524·42 N York St, Paterson, NJ 07524

Last confirmed 3 days ago

42 N York St, Paterson, NJ 07524

5 bd · 2 ba · Paterson · MULTI_FAMILY·source listing ↗

$489,999

rent, three ways

OnePercent model (vv1)$3,102/mo

p10–p90 confidence band

HUD Fair Market Rent · 07524 · 5BR—

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

the locale

County

Passaic

Flood risk indexRelatively Moderate FEMA NRI

Median household income$49,103

Median area rent$1,412/mo

Median home value$377,500

the verdict

0.63%vs 1.2% target

Modeled rent: $3,102/morent estimate
Property tax: —listing
Insurance: $1,442/yrstate avg
HOA: —listing

Cap rate: 4.4%
Cash flow: $679/mo
Cash-on-cash: -7.2%

financing: 20% down · — (FRED, live) · 30yr

$489,999

0.63% · rent $3,102

Intrinsic value · income approach

$529,334

7% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.

Unlock with Pro