31.5 S 12th St, Newark, NJ 07107

5 bd · 3 ba · built 1920 · Newark · MULTI_FAMILY·source listing ↗

$550,000

rent, three ways

OnePercent model (vv1)$4,058/mo

p10–p90 confidence band

HUD Fair Market Rent · 07107 · 5BR—

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Essex

Flood risk indexRelatively Low FEMA NRI

Median household income$51,242

Median area rent$1,354/mo

Median home value$379,500

the verdict

0.74%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$550,000

0.74% · rent $4,058

Intrinsic value · income approach

$682,803

19% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.