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© 2026 OnePercent · Estimates carry bands, never promises.the line

9 Cambridge Ave, Garfield, NJ 07026 — $599,900 · 4bd · ~0.6% rule | OnePercent

9 Cambridge Ave, Garfield, NJ 07026

$599,900

Overview Financials Comps Location Analysis Calculator Nearby Risk Neighborhood Market

Home·Garfield 07026·9 Cambridge Ave, Garfield, NJ 07026

Confirmed 2 days ago

9 Cambridge Ave, Garfield, NJ 07026

4 bd · 2 ba · Garfield · MULTI_FAMILY·source listing ↗

$599,900

rent, three ways

OnePercent model (vv1)$3,822/mo

point estimate — add comps for a band

HUD Fair Market Rent · 07026 · 4BR$3,320/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

the locale

County

Bergen

Flood risk indexRelatively Moderate FEMA NRI

Median household income$79,700

Median area rent$1,688/mo

Median home value$475,500

the verdict

0.64%vs 1.2% target

Modeled rent: $3,822/morent estimate
Property tax: —listing
Insurance: $1,442/yrstate avg
HOA: —listing

Cap rate: 4.5%
Cash flow: $790/mo
Cash-on-cash: -6.9%

financing: 20% down · — (FRED, live) · 30yr

$599,900

0.64% · rent $3,822

Intrinsic value · income approach

$713,543

16% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.

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