5B Thomas St, Saugus, MA 01906

2 bd · 2 ba · 1,025 sqft · built 1981 · Saugus · CONDOS·source listing ↗

$429,000

rent, three ways

OnePercent model (vv1)$2,603/mo

p10–p90 confidence band

HUD Fair Market Rent · 01906 · 2BR

$2,690/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Essex

Flood risk indexRelatively Moderate FEMA NRI

Median household income$101,539

Median area rent$2,241/mo

Median home value$603,400

the verdict

0.61%vs 0.8% target

financing: 20% down · — (FRED, live) · 30yr

$429,000

0.61% · rent $2,603

Intrinsic value · income approach

$483,853

11% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.