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436-438 Franklin St, Springfield, MA 01104 — $289,000 · 8bd · ~1.2% rule | OnePercent

436-438 Franklin St, Springfield, MA 01104

$289,000

Home·Springfield 01104·436-438 Franklin St, Springfield, MA 01104

Last confirmed 3 days ago

436-438 Franklin St, Springfield, MA 01104

8 bd · 3 ba · 3,878 sqft · built 1909 · Springfield · MULTI_FAMILY·source listing ↗

$289,000

rent, three ways

OnePercent model (vv1)$3,569/mo

p10–p90 confidence band

HUD Fair Market Rent · 01104 · 8BR—

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Hampden

Flood risk indexRelatively Moderate FEMA NRI

Median household income$50,154

Median area rent$1,120/mo

Median home value$234,800

the verdict

1.23%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$289,000

1.23% · rent $3,569

Intrinsic value · income approach

$429,499

33% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.