1454 Old Highway 97, Malott, WA 98829

1 bd · 1 ba · 2,925 sqft · built 1960 · Malott · SINGLE_FAMILY·source listing ↗

$539,000

rent, three ways

OnePercent model (vv1)$1,658/mo

wide honest range — HUD/comp anchors · $840–$1,658

HUD Fair Market Rent · 98829 · 1BR$840/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Okanogan

Flood risk indexRelatively High FEMA NRI

Median household income$36,875

Median area rent—

Median home value$392,000

the verdict

0.31%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$539,000

0.31% · unverified

Intrinsic value · income approach

$408,603

32% above intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.