9805 Diane Ln, Upper Lake, CA 95485

2 bd · 2.5 ba · 1,044 sqft · built 1977 · Upper Lake · SINGLE_FAMILY·source listing ↗

$238,500

rent, three ways

OnePercent model (vv1)$1,954/mo

p10–p90 confidence band

HUD Fair Market Rent · 95485 · 2BR

$1,420/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Lake

Flood risk indexVery High FEMA NRI

Median household income$104,667

Median area rent$1,039/mo

Median home value$370,100

the verdict

0.82%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$238,500

0.82% · rent $1,954

Intrinsic value · income approach

$327,371

27% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.