1204 Via Gusto, Santa Maria, CA 93454

2 bd · 2 ba · 1,501 sqft · built 2002 · Santa Maria · MOBILE·source listing ↗

$204,000

rent, three ways

OnePercent model (vv1)$2,628/mo

point estimate — add comps for a band

HUD Fair Market Rent · 93454 · 2BR$2,730/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Santa Barbara

Flood risk indexVery High FEMA NRI

Median household income$81,522

Median area rent$1,856/mo

Median home value$525,000

the verdict

1.29%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$204,000

1.29% · rent $2,628

Intrinsic value · income approach

$555,564

63% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.