product

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31193 Morgan Trl, Winchester, CA 92596 — $639,990 · 4bd · ~0.7% rule | OnePercent

31193 Morgan Trl, Winchester, CA 92596

$639,990

Home·Winchester 92596·31193 Morgan Trl, Winchester, CA 92596

Last confirmed 4 days ago

31193 Morgan Trl, Winchester, CA 92596

4 bd · 3 ba · 2,305 sqft · built 2026 · Winchester · SINGLE_FAMILY·source listing ↗

$639,990

rent, three ways

OnePercent model (vv1)$4,333/mo

p10–p90 confidence band

HUD Fair Market Rent · 92596 · 4BR$5,050/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Riverside

Flood risk indexVery High FEMA NRI

Median household income$132,538

Median area rent$2,552/mo

Median home value$648,700

the verdict

0.68%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$639,990

0.68% · rent $4,333

Intrinsic value · income approach

$770,526

17% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.