551 Highland Ln, Sugarloaf, CA 92386

2 bd · 1 ba · built 1977 · Sugarloaf · SINGLE_FAMILY·source listing ↗

$205,000

rent, three ways

OnePercent model (vv1)$2,118/mo

p10–p90 confidence band

HUD Fair Market Rent · 92386 · 2BR

$2,500/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

San Bernardino

Flood risk indexRelatively Moderate FEMA NRI

Median household income$50,694

Median area rent$1,917/mo

Median home value$458,600

the verdict

1.03%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$205,000

1.03% · rent $2,118

Intrinsic value · income approach

$332,342

38% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.