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407 Simmons Dr, Pagosa Springs, CO 81147 — $259,900 · 2bd · ~0.5% rule | OnePercent

407 Simmons Dr, Pagosa Springs, CO 81147

$259,900

Home·Pagosa Springs 81147·407 Simmons Dr, Pagosa Springs, CO 81147

Last confirmed 4 days ago

407 Simmons Dr, Pagosa Springs, CO 81147

2 bd · 1 ba · 400 sqft · built 1996 · Pagosa Springs · SINGLE_FAMILY·source listing ↗

$259,900

rent, three ways

OnePercent model (vv1)$1,404/mo

p10–p90 confidence band

HUD Fair Market Rent · 81147 · 2BR$1,340/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Archuleta

Flood risk indexRelatively High FEMA NRI

Median household income$84,270

Median area rent$1,448/mo

Median home value$486,000

the verdict

0.54%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$259,900

0.54% · rent $1,404

Intrinsic value · income approach

$396,825

35% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.