2612 39th St, Lubbock, TX 79413

2 bd · 1 ba · 784 sqft · built 1945 · Lubbock · SINGLE_FAMILY·source listing ↗

$72,000

rent, three ways

OnePercent model (vv1)$975/mo

p10–p90 confidence band

HUD Fair Market Rent · 79413 · 2BR$1,360/mo

Area comps median (last 90d)—

Area comps median (last 90d)

\u2014

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Lubbock

Flood risk indexRelatively Moderate FEMA NRI

Median household income$69,400

Median area rent$1,359/mo

Median home value$208,600

the verdict

1.35%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$72,000

1.35% · rent $975

Intrinsic value · income approach

$119,600

40% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.