39 Blackhawk Ave, Harlingen, TX 78552

2 bd · 2 ba · 1,042 sqft · built 1997 · Harlingen · SINGLE_FAMILY·source listing ↗

$109,000

rent, three ways

OnePercent model (vv1)$1,401/mo

p10–p90 confidence band

HUD Fair Market Rent · 78552 · 2BR$1,190/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Cameron

Flood risk indexRelatively High FEMA NRI

Median household income$69,811

Median area rent$1,113/mo

Median home value$169,300

the verdict

1.29%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$109,000

1.29% · rent $1,401

Intrinsic value · income approach

$182,400

40% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.