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© 2026 OnePercent · Estimates carry bands, never promises.the line

305 Scrub Oak St, Ingram, TX 78025 — $194,800 · 3bd · ~1.1% rule | OnePercent

305 Scrub Oak St, Ingram, TX 78025

$194,800

Overview Financials Comps Location Analysis Calculator Nearby Risk Neighborhood Market

Home·Ingram 78025·305 Scrub Oak St, Ingram, TX 78025

Last confirmed 4 days ago

305 Scrub Oak St, Ingram, TX 78025

3 bd · 2 ba · 1,680 sqft · Ingram · MOBILE·source listing ↗

$194,800

rent, three ways

OnePercent model (vv1)$2,206/mo

p10–p90 confidence band

HUD Fair Market Rent · 78025 · 3BR$1,350/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

the locale

County

Kerr

Flood risk indexRelatively High FEMA NRI

Median household income$70,964

Median area rent$1,105/mo

Median home value$248,200

the verdict

1.13%vs 1.2% target

Modeled rent: $2,206/morent estimate
Property tax: —listing
Insurance: $4,144/yrstate avg
HOA: Nonelisting

Cap rate: 8.6%
Cash flow: +$419/mo
Cash-on-cash: 11.2%

financing: 20% down · — (FRED, live) · 30yr

$194,800

1.13% · rent $2,206

Intrinsic value · income approach

$251,546

23% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.

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