Search Markets Shelf Playbook

product

Search
Markets
Shelf
Playbook
Pricing
Terminal ↗

markets

Los Angeles
Houston
Atlanta
Tampa
Columbus
Memphis
Cleveland
San Antonio

method

The 1% rule
Buy & Hold
BRRRR
Comps
Deal calculator
How the model works

© 2026 OnePercent · Estimates carry bands, never promises.the line

5109 FM 860, Montalba, TX 75853 — $850,000 · 5bd · ~0.4% rule | OnePercent

5109 FM 860, Montalba, TX 75853

$850,000

Overview Financials Comps Location Analysis Calculator Nearby Risk Neighborhood Market

Home·Montalba 75853·5109 FM 860, Montalba, TX 75853

Last confirmed 4 days ago

5109 FM 860, Montalba, TX 75853

5 bd · 3 ba · built 2019 · Montalba · SINGLE_FAMILY·source listing ↗

$850,000

rent, three ways

OnePercent model (vv1)$3,179/mo

p10–p90 confidence band

HUD Fair Market Rent · 75853 · 5BR—

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

the locale

County

Anderson

Flood risk indexVery High FEMA NRI

Median household income$71,500

Median area rent—

Median home value$231,500

the verdict

0.37%vs 1.0% target

Modeled rent: $3,179/morent estimate
Property tax: —listing
Insurance: $4,144/yrstate avg
HOA: Nonelisting

Cap rate: 2.1%
Cash flow: $2,800/mo
Cash-on-cash: -17.2%

financing: 20% down · — (FRED, live) · 30yr

$850,000

0.37% · rent $3,179

Intrinsic value · income approach

$850,000

0% above intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.

Unlock with Pro