431 W 8th St, Decatur, NE 68020

4 bd · 1 ba · 2,386 sqft · built 1910 · Decatur · SINGLE_FAMILY·source listing ↗

$225,000

rent, three ways

OnePercent model (vv1)$2,315/mo

wide honest range — HUD/comp anchors · $900–$2,315

HUD Fair Market Rent · 68020 · 4BR

$1,380/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Burt

Flood risk indexRelatively Moderate FEMA NRI

Median household income$48,750

Median area rent$617/mo

Median home value$120,300

the verdict

1.03%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$225,000

1.03% · unverified

Intrinsic value · income approach

$340,945

34% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.