1063 N Monroe St, Decatur, IL 62522

3 bd · 1.5 ba · 1,292 sqft · built 1910 · Decatur · SINGLE_FAMILY·source listing ↗

$57,990

rent, three ways

OnePercent model (vv1)$1,292/mo

p10–p90 confidence band

HUD Fair Market Rent · 62522 · 3BR

$1,350/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Macon

Flood risk indexRelatively Moderate FEMA NRI

Median household income$50,669

Median area rent$794/mo

Median home value$113,600

the verdict

2.23%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$57,990

2.23% · rent $1,292

Intrinsic value · income approach

$100,666

42% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.