720 E Decatur St, Decatur, IL 62521

3 bd · 1 ba · 1,344 sqft · built 1926 · Decatur · SINGLE_FAMILY·source listing ↗

$29,897

rent, three ways

OnePercent model (vv1)$1,351/mo

point estimate — add comps for a band

HUD Fair Market Rent · 62521 · 3BR$1,480/mo

Area comps median (last 90d)—

Area comps median (last 90d)

\u2014

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Macon

Flood risk indexRelatively Moderate FEMA NRI

Median household income$66,337

Median area rent$926/mo

Median home value$125,100

the verdict

4.52%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$29,897

4.52% · rent $1,351

Intrinsic value · income approach

$149,244

80% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.