503 S Market St, Hartford, IL 62048

3 bd · 1 ba · 1,800 sqft · built 1960 · Hartford · SINGLE_FAMILY·source listing ↗

$29,900

rent, three ways

OnePercent model (vv1)$2,078/mo

wide honest range — HUD/comp anchors · $120–$2,078

HUD Fair Market Rent · 62048 · 3BR$1,380/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Madison

Flood risk indexRelatively High FEMA NRI

Median household income$40,946

Median area rent$984/mo

Median home value$65,300

the verdict

6.95%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$29,900

6.95% · unverified

Intrinsic value · income approach

$121,101

75% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.