504 E Walnut St, Gillespie, IL 62033

3 bd · 1 ba · 1,456 sqft · built 1940 · Gillespie · SINGLE_FAMILY·source listing ↗

$95,000

rent, three ways

OnePercent model (vv1)$1,913/mo

p10–p90 confidence band

HUD Fair Market Rent · 62033 · 3BR$1,140/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Macoupin

Flood risk indexRelatively High FEMA NRI

Median household income$78,286

Median area rent$788/mo

Median home value$106,200

the verdict

2.01%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$95,000

2.01% · rent $1,913

Intrinsic value · income approach

$132,322

28% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.