509 S Madison St, Morrison, IL 61270

3 bd · 2 ba · 3,120 sqft · built 1900 · Morrison · SINGLE_FAMILY·source listing ↗

$149,000

rent, three ways

OnePercent model (vv1)$2,921/mo

p10–p90 confidence band

HUD Fair Market Rent · 61270 · 3BR$1,400/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Whiteside

Flood risk indexRelatively Moderate FEMA NRI

Median household income$80,867

Median area rent$903/mo

Median home value$164,600

the verdict

1.96%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$149,000

1.96% · rent $2,921

Intrinsic value · income approach

$194,695

23% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.