328 Waldo St, Rockford, IL 61102

2 bd · 2 ba · 962 sqft · built 1923 · Rockford · SINGLE_FAMILY·source listing ↗

$87,900

rent, three ways

OnePercent model (vv1)$1,479/mo

p10–p90 confidence band

HUD Fair Market Rent · 61102 · 2BR$1,070/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Winnebago

Flood risk indexRelatively Moderate FEMA NRI

Median household income$46,599

Median area rent$883/mo

Median home value$98,900

the verdict

1.68%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$87,900

1.68% · rent $1,479

Intrinsic value · income approach

$144,062

39% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.