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3720 County Road 40, Garfield, MN 56332 — $49,000 · 2bd · ~3.7% rule | OnePercent

3720 County Road 40, Garfield, MN 56332

$49,000

Home·Garfield 56332·3720 County Road 40, Garfield, MN 56332

Confirmed in the last few hours

3720 County Road 40, Garfield, MN 56332

2 bd · 1,120 sqft · built 1980 · Garfield · MOBILE·source listing ↗

$49,000

rent, three ways

OnePercent model (vv1)$1,833/mo

p10–p90 confidence band

HUD Fair Market Rent · 56332 · 2BR$1,070/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Douglas

Flood risk indexRelatively Moderate FEMA NRI

Median household income$87,917

Median area rent$487/mo

Median home value$281,400

the verdict

3.74%vs 1.2% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$49,000

3.74% · rent $1,833

Intrinsic value · income approach

$271,950

82% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.