741 9th St, Pine Island, MN 55963

4 bd · 3 ba · 2,510 sqft · built 2001 · Pine Island · SINGLE_FAMILY·source listing ↗

$394,900

rent, three ways

OnePercent model (vv1)

$3,106/mo

p10–p90 confidence band

HUD Fair Market Rent · 55963 · 4BR$2,030/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Olmsted

Flood risk indexRelatively Moderate FEMA NRI

Median household income$112,287

Median area rent$1,117/mo

Median home value$376,900

the verdict

0.79%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$394,900

0.79% · rent $3,106

Intrinsic value · income approach

$489,048

19% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.