407 Commerce St, Stockton, IA 52769

3 bd · 1 ba · 1,216 sqft · built 1993 · Stockton · SINGLE_FAMILY·source listing ↗

$89,500

rent, three ways

OnePercent model (vv1)$1,933/mo

wide honest range — HUD/comp anchors · $358–$1,933

HUD Fair Market Rent · 52769 · 3BR$1,540/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Muscatine

Flood risk index— FEMA NRI

Median household income$88,750

Median area rent$978/mo

Median home value$332,500

the verdict

2.16%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$89,500

2.16% · unverified

Intrinsic value · income approach

$89,500

0% above intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.