109 SE 3rd St, Morning Sun, IA 52640

3 bd · 1 ba · 960 sqft · built 1975 · Morning Sun · MOBILE·source listing ↗

$99,900

rent, three ways

OnePercent model (vv1)

$1,652/mo

p10–p90 confidence band

HUD Fair Market Rent · 52640 · 3BR$1,280/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Louisa

Flood risk indexRelatively High FEMA NRI

Median household income$67,813

Median area rent$806/mo

Median home value$125,800

the verdict

1.65%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$99,900

1.65% · rent $1,652

Intrinsic value · income approach

$124,093

19% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.